PG&E Employees Receiving an Early Retirement Offer Get Help

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PG&E Employees Receiving an Early Retirement Offer Get Help

PG&E employees considering retirement can utilize a new service called the UtilityKit. This is a cash flow analysis that will help employees working for utility companies determine the right time to retire. The service includes a complimentary cash flow analysis which takes into account an employee’s pension, 401(k), home equity, healthcare costs, and outside assets. The Retirement Group decided to launch this new service after realizing that there are significant factors which may allow certain employees to retire earlier than they had previously anticipated.

One of the factors which may contribute to an early retirement could be a PG&E employee receiving an early retirement offer. In today’s corporate environment where cost cutting, restructuring, and downsizing are the norm, many employers are offering their employees early retirement packages. As employees near retirement age, they may find themselves confronted with an offer from PG&E for early retirement. PG&E may refer to the retirement offer as a golden handshake or a golden parachute. While many early retirement offers seem attractive at first, it is important to review an offer carefully before accepting it to ensure that it is indeed a “golden” opportunity.

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The current housing market is another factor which should be taken into account when determining an employee’s retirement date. The United States is currently in a strong seller’s market, and many homeowners have seen the equity in their home increase substantially. Employees nearing retirement age should be following the housing market closely as many of them have a majority of their net worth tied to the value of their home. Home equity is currently at record levels, which is excellent news for many PG&E employees who are considering retirement. Homeowners can cash in the increased equity by selling their home, downsizing, and putting the money they made towards their retirement savings.

The UtilityKit will take all of the factors listed above into consideration and determine if the benefits of an employee staying with their company outweigh the benefits of leaving their company. As The Retirement Group states on their website, despite these factors, it may be beneficial for certain employees’ to stay with their company and continue saving for retirement. Employees of PG&E can request a UtilityKit by clicking here to schedule a call. They can also get started on their UtilityKit by filling out the form on this page:

Disclosure: The Retirement Group is an independent financial advisory group that focuses on transition planning and lump sum distribution. Neither The Retirement Group or FSC Securities provide tax or legal advice. Please call the office at 800-900-5867 for additional questions or for help in the retirement planning process. The Retirement Group is not affiliated with, nor endorsed by PG&E.

Securities offered through FSC Securities Corporation (FSC) member FINRA/SIPC. Investment advisory services offered through The Retirement Group, LLC. FSC is separately owned andother entities and/or marketing names, products or services referenced here are independent of FSC. Office of Supervisory Jurisdiction: 5414 Oberlin Dr #220, San Diego CA 92121. PG&E is not affiliated nor endorsed by The Retirement Group or FSC Securities.


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Company Name: The Retirement Group
Contact Person: Tiffany Hill
Email: Send Email
City: San Diego
State: CA
Country: United States